Pre-launch · Early access open

Your complete
financial picture.

What if you could see your complete financial life – your income, expenses and investments, across every account and every currency – in one place?

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Early access is limited. No spam, ever.
Net Worth April 2025 · base EUR
Net Worth · base EUR
EUR 176'600
+EUR 12'840 (+7.3%) YTD
LiquidL
58'200
33.0% · 4 accounts
InvestedI
118'400
67.0% · 3 brokers
Net Worth Over Time 1M3M6M1YAll
250k 200k 150k 100k 50k
Jun '24Jun Aug '24Aug Oct '24Oct Dec '24Dec Feb '25Feb Apr '25Apr
– The reality
You have accounts in three banks, two brokerages, and a pension fund. Nothing talks to each other. Your net worth lives in a spreadsheet you update manually, in one currency, hoping the FX rate is roughly right. You know you're building wealth. You just can't see the full picture in one place.

Everything you own.
One view.

01 · Net Worth Tracking

Watch your wealth compound.

See your complete net worth over time – liquid assets, investments – broken down and stacked, week by week, month by month. Watch how each part grows.

Net Worth5-year view
Total · 5-year view
EUR 187,500
+EUR 89,200 (+90.7%) since Apr 2020
Net Worth · 5-year stacked 1Y3Y5YAll
250k 200k 150k 100k 50k
202020212022202320242025
02 · Expense & Income Overview

Know exactly where your money goes.

Every transaction categorised, every account included. Savings rate, cash flow, spending patterns – so you always know whether you're on track.

Cash FlowLast 6 months · base EUR
Income
EUR 34,800
avg 5,800/mo · 12 entries
Spending
EUR 14,400
avg 2,400/mo · 248 entries
Net retained
EUR 20,400
+3,200 vs prior 6mo
Savings rate
58.6%
target 50% · ▲8.6pp
Income vs Spending · monthly Income Spending Savings rate
8k 4k 0 100% 50% 0% 59%
Nov '24Nov Dec '24Dec Jan '25Jan Feb '25Feb Mar '25Mar Apr '25Apr
03 · Portfolio & Investments

All your positions, one place.

Stocks, ETFs, crypto and funds across multiple brokers – tracked together with live prices. No more switching between platforms to see what you own.

PortfolioLive prices · 3 brokers
Investment Portfolio
EUR 118,400
+EUR 14,820 (+14.3%) unrealized P&L
IBKR
EUR 78,200
DEGIRO
EUR 31,600
Trading 212
EUR 8,600
Holdings 4 of 12 positions
NAME QTY PRICE VALUE P&L
Vanguard All-World142112.4015,961+18.2%
S&P 500 ETF38521.8419,830+22.1%
Euro Stoxx 60065147.059,558+14.6%
Nestlé8082.166,573−4.3%
Vanguard All-World
QTY 142
15,961
+18.2%
S&P 500 ETF
QTY 38
19,830
+22.1%
Euro Stoxx 600
QTY 65
9,558
+14.6%
Nestlé
QTY 80
6,573
−4.3%
– Multi-currency

Built for money that
crosses borders.

Most finance tools assume you live in one country, earn in one currency, and invest in one market. Monradian doesn't. Every balance, every position, every transaction – converted accurately into your base currency. And when currencies move, you see exactly how much you gained or lost from the shift.

USD
EUR
GBP
JPY
CHF
CAD
+ 50 more
Your true net worth, not an approximation.
FX AnalysisYear-to-date · base EUR
Total Portfolio Return
+EUR 14,820
on 103,580 EUR cost basis
Asset Return
+12,800
+12.4%
FX Return
+2,020
+2.0%
Net Return
+14,820
+14.3%
GBP/EUR
FX IMPACT
+EUR 1,240
USD/EUR
FX IMPACT
+EUR 980
CHF/EUR
FX IMPACT
−EUR 200
Currency Exposure
● EUR 47% ● GBP 31% ● USD 18% ● CHF 4%

Built for people who
take money seriously.

“Monradian is the first one that actually gets it.”
I've tried every finance app out there. Most of them break the moment you have accounts in more than one country.
Marco R. Software engineer · Zurich
“Exactly what I needed.”
I track my FIRE number obsessively. Having investments and expenses in the same dashboard, with a net worth chart that goes back years, is exactly what I needed.
Sarah K. Product manager · San Francisco
“I don't do that anymore.”
I was maintaining a Google Sheet with manual currency conversions every Sunday. Monradian replaced it.
Luca B. Consultant · Milan
“The portfolio view alone is worth it.”
Finally I can see my Interactive Brokers and Fidelity positions in one place, in dollars, without doing the math myself.
Ana M. Analyst · Boston

Get early access to Monradian.

Drop your email and we'll let you know the moment Monradian launches. Early access is limited. The first members who upgrade will be offered founder pricing, locked for life. No newsletters, no marketing, no noise.

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Simple, transparent pricing.

Start free. Upgrade when you're ready.

Starter
For getting the picture
Start tracking your net worth across up to 3 accounts. No card required.
Net worth tracking
3 accounts
1 year of history
Multi-currency conversion
Transaction import
8 transaction categories
Cash flow & savings rate
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